A Flexi-Payment Plan in real estate is a type of payment scheme offered by developers that allows homebuyers to pay for a property in flexible installments based on construction progress, along with an upfront portion at the time of booking.
How It Works:
Typically, the Flexi-Payment Plan looks like this:
10–30% payment at the time of booking or agreement signing.
40–60% payment in multiple stages linked to construction milestones (e.g., basement completion, floors, roof).
10–20% on possession or handover.
Advantages:
Reduces the initial financial burden for buyers.
Buyers pay as construction progresses, reducing risk.
Encourages timely construction by developers.
Disadvantages:
May include hidden charges or slightly higher prices than other plans.
If the project is delayed, payments may stretch over a long period.
Use Case:
Flexi-payment plans are especially popular in markets like Jaipur and other tier-2 cities where developers want to attract both end-users and investors without demanding full upfront payment.
